Real estate appraisal services for homeowners in the city of Melbourne and Brevard County
See the top seven reasons FL homeowners call on Appraisal Firm, Inc.:
Own a home in or near Melbourne, FL and need help deciding the price of it?
We at Appraisal Firm, Inc. understand the individual needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Appraisal Firm, Inc., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Appraisal Firm, Inc., we're veterans in helping homeowners just like you get rid of undesirable PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if you live in a region that's declining or not appreciating as much as other houses close to yours. This means you're paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Appraisal Firm, Inc. is your #1 weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Appraisal Firm, Inc. can provide you with a professional appraisal to help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for precision, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Appraisal Firm, Inc. can help with that too. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.